Car accidents can have life-altering implications. You may no longer be able to hold the same job or participate in the activities you have always enjoyed. This can result in substantial financial burdens and stress.
A settlement from an insurance company could really help you move on with your life, whether you are dealing with the at-fault driver’s insurance company or your own insurance company. A local attorney with experience handling Pekin Insurance car accident claims in Bloomington could help you navigate your way through the often complex process of filing and negotiating an auto insurance claim.
Filing Pekin Insurance Claims
Since 1921, Pekin Insurance has provided automobile insurance to Illinois motorists that covers vehicular damage, bodily injury, and medical bills. Some Pekin insurance plans also offer additional enhancement coverages, such as personal umbrella or high-risk auto policies.
After filing a claim, a Pekin insurance adjustor will generally contact a claimant to discuss the accident and the policy. Because it is not in Pekin’s best interests to make large payments on claims, it is not a good idea to give a statement to the adjuster or to rely solely on what any insurance adjuster tells you about how they will handle your claim. An experienced Bloomington attorney could handle the adjuster for you, and review the applicable Pekin Insurance policies to check what kind of coverage is available for your claim. This could help you pursue the most favorable settlement allowed under the terms of your policy.
As Pekin Insurance was founded in Pekin, Illinois, less than an hour from Bloomington, we often encounter car accident cases involving Pekin Insurance. Our team has experience working with their adjusters, with reviewing their policies, and with successfully resolving claims with Pekin Insurance.
What Happens If Pekin Insurance Denies A Claim?
Like all companies, Pekin Insurance looks out for its bottom line. They want to be profitable. As a result, there is always a risk of a valid claim being denied or a claim being undervalued by an adjuster, and an injured person receiving a low offer.. If you believe that you followed all of the correct filing procedures and have a valid claim, you can fight back against the denial or against a low offer. However, it is critical to work with an experienced injury attorney in Bloomington to resolve car accident claim disputes with Pekin Insurance as early in the process as possible.
In the event of a claim denial, it is important you ask Pekin Insurance to explain in writing why the company denied your claim . Sometimes, Pekin Insurance denies claims because they did not have sufficient documentation to support a claim. A skilled attorney could help prepare the necessary documentation, such as police reports, medical reports documenting a claimant’s injuries, eyewitness statements, and accident scene photographs to support your insurance claim.
If it looks like the company did not have a valid reason for denying your claim, your attorney may suggest you move forward with legal action.
Let a Bloomington Attorney Help You with Pekin Insurance Car Accident Claims
Insurance companies try to settle and resolve claims as quickly as possible for the lowest figures. It is essential to have a strong legal ally by your side at every step of the claims process to help you maximize your recovery. An aggressive lawyer with extensive experience handling Pekin Insurance car accident claims in Bloomington could stand up for your rights and help you negotiate a fair settlement offer from the insurance companies involved in your case. Call today to schedule your initial consultation for free.